Universal Sompo is present across almost all product lines, classified into five
major types of insurances: Property, Marine, General Accident, Workmen
Compensation and Motor. The company also provides specialized packages for Small
& Medium Enterprises (SMEs) and Corporates such as Operational Insurance,
Project Insurance, Liability and Employee Benefit. Read on to get an idea about
the comprehensive policies and products available.
Products
Retail Insurance
A vehicle insurance policy is used for social, professional or domestic purposes
and hence includes company cars, carriage of goods or even private cars. This
policy covers fire, theft and loss of the automobile and it also provides a
cover against legal liability. Health Insurance Policy is also a part of these
schemes and it is offered to both individuals as well as the family.
Hospitalization expenses for accidental injuries along with any domiciliary
treatment are covered. Overall requirements of a house owner like insurance
against fire perils, burglary, robbery, electrical and mechanical damage and a
general insurance of buildings and its contents, baggage insurance, personal
accident, public liability etc are all included in the same. There is also a
Fidelity Policy which can be availed by an employer who handles money and goods.
There is an office package which is designed for complete insurance requirements
in an office and they cover several contingencies under a single policy.
Valuables like jewellery, laptops, mobile phones etc can also be insured for big
sums of money.
- Motor Private Car
- Motor Two Wheeler Insurance Policy
- Motor Passenger Carrying Vehicles
- Motor Goods Carrying Vehicle
- Motor Miscellaneous Vehicles
- Individual Health Insurance Policy
- Group Health insurance Policy
- Individual Personal Accident Policy
- Group Personal Accident Policy
- Aapat Suraksha Bima Policy
- IOB Health Care Plus Policy
- Farmer’s Package Policy
- ShopKeeper’s Insurance Policy
- Cattle Insurance Policy
- Householder’s Insurance Policy
- Jeweller Block Insurance Policy
- Burglary Policy
- Workmen’s Compensation Policy
- Fidelity Guarantee
- Money Insurance
- Office Package Policy
- All Risk Insurance Policy
Commercial Insurance
Fire Insurance can be done for movable as well as immovable property that is
located within a certain boundary. Plant and machinery, furniture, fittings,
stocks and goods held in trust can all be protected. Marine Cargo Policy covers
raw materials and finished goods and especially those products that, through
transit, come under a contract of freight. A very beneficial scheme is the
Electronic Equipment Insurance Policy that insures computer systems, keyboards,
monitors, biological equipment and even audio/visual materials used in software
systems. Also, there is a policy for all operational risks. It is better than
the perils operational policies that have a limited scope of cover. Infact, this
is one of the best schemes offered by Universal Sompo as it insures against fire
and other perils, earthquakes, sprinkler leakage, missile testing operations,
explosions and so on. It must be remembered that this plan does not cover any
business interruptions like livestock, growing crops, vehicles licensed for road
use or any lack of capital that restricts normalcy.
- Standard Fire & Special Perils Policy
- Marine Cargo – Specific Policies (Inland & Export/Import)
- Marine Cargo – Open Policies and Annual Sales Turn Over Policies
- Machinery Breakdown Policy
- Electronic Equipments Insurance
- Contractors All Risk Insurance
- Erection All Risk Insurance
- Boiler Pressure Plant Insurance
- Industrial All Risk Insurance
- Public Liability (Act) Insurance
- Public Liability (Industrial & Storage Risks)
Contact Address
Unit No. 310-311, 3rd Floor,
Trade Centre, Bandra Kurla Complex,
Bandra (East),
Mumbai - 400051, Maharashtra
Phone - 022-40287777
Website: http://universalsompo.com/
|