Universal Sompo is present across almost all product lines, classified into five major types of insurances: Property, Marine, General Accident, Workmen Compensation and Motor. The company also provides specialized packages for Small & Medium Enterprises (SMEs) and Corporates such as Operational Insurance, Project Insurance, Liability and Employee Benefit. Read on to get an idea about the comprehensive policies and products available.

Products

Retail Insurance
A vehicle insurance policy is used for social, professional or domestic purposes and hence includes company cars, carriage of goods or even private cars. This policy covers fire, theft and loss of the automobile and it also provides a cover against legal liability. Health Insurance Policy is also a part of these schemes and it is offered to both individuals as well as the family. Hospitalization expenses for accidental injuries along with any domiciliary treatment are covered. Overall requirements of a house owner like insurance against fire perils, burglary, robbery, electrical and mechanical damage and a general insurance of buildings and its contents, baggage insurance, personal accident, public liability etc are all included in the same. There is also a Fidelity Policy which can be availed by an employer who handles money and goods. There is an office package which is designed for complete insurance requirements in an office and they cover several contingencies under a single policy. Valuables like jewellery, laptops, mobile phones etc can also be insured for big sums of money.

Commercial Insurance
Fire Insurance can be done for movable as well as immovable property that is located within a certain boundary. Plant and machinery, furniture, fittings, stocks and goods held in trust can all be protected. Marine Cargo Policy covers raw materials and finished goods and especially those products that, through transit, come under a contract of freight. A very beneficial scheme is the Electronic Equipment Insurance Policy that insures computer systems, keyboards, monitors, biological equipment and even audio/visual materials used in software systems. Also, there is a policy for all operational risks. It is better than the perils operational policies that have a limited scope of cover. Infact, this is one of the best schemes offered by Universal Sompo as it insures against fire and other perils, earthquakes, sprinkler leakage, missile testing operations, explosions and so on. It must be remembered that this plan does not cover any business interruptions like livestock, growing crops, vehicles licensed for road use or any lack of capital that restricts normalcy.

Contact Address
Unit No. 310-311, 3rd Floor,
Trade Centre, Bandra Kurla Complex,
Bandra (East),
Mumbai - 400051, Maharashtra
Phone - 022-40287777
Website: http://universalsompo.com/