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HDFC Ergo General Insurance Company

HDFC Ergo General Insurance Company Limited is a 74:26 joint venture between HDFC Limited, India's premier Housing Finance Institution, and Ergo International AG, the primary insurance entity of Munich Re Group. It is present in 71 cities across India with about 78 branch offices. The company has a right balance of distribution channel comprising of dealerships, brokers, retail and corporate agents, bancassurance and direct sales team.
The aim of HDFC Ergo General Insurance is to improvise and cater to the needs of the customers in the form of support services. Their main vision is to be the most admired insurance company that enables the continued progress of customers. Gaining the respect of its clients and the industry is of utmost importance. HDFC Ergo focuses on 'Right Insurance Solution' to supply a great deal of products. Read on to learn more about the policies and plans of HDFC Ergo General Insurance.


Personal Insurance

Health Insurance
Life is made of ups and downs. While enjoying the good times, you must also prepare for contingency. Medical emergency is something which demands immediate attention but, expenditures are spiraling out of control nowadays. So, unless you have a backup plan, it will be difficult to raise money to meet the requirements. HDFC Ergo covers these expenses and keeps you tension-free. In addition to this, health plans at HDFC take your life forward in case you or your beloveds are diagnosed with critical maladies like cancer, multiple sclerosis, paralysis, stroke etc. The policies are:
  • Health Suraksha
  • Critical Illness
Motor Insurance
Vehicles are prized possessions no matter whether you use them for personal purpose or commercial. Motor insurance policies at HDFC helps provide extensive coverage to your vehicle and also shield you with post-accident assistance.
  • Private Car Insurance
  • Commercial Vehicles
  • Two Wheeler Insurance
Home Insurance
Your home is not just a concrete structure. It is your dream and life. Any eventuality brings about not only financial stress but also mental agony. The Home Insurance Policy provides an affordable coverage for your possessions and property in cases of theft, break-ins or burglary.

Travel Insurance
You plan a trip to enjoy the time and you wouldn't want anything to take away the pleasure of this wonderful time. To this end, HDFC Ergo offers travel insurance plan for adequate coverage of travel related risks at low costs.

Personal Accident Insurance
There are times when unfortunate events like accidents occur. Such incidents not only affect the person, but also the entire family. So it is always better to prepare for the tough times. HDFC Ergo offers plans carefully planned to meet all your accident liabilities inexpensively.

Commercial Insurance
Specialty Insurance
Specialty insurance at HDFC Ergo is designed for business organizations and commercial establishments so that they can cover themselves from a broad range of corporate risks including litigation, white collar crime, employment disputes and extortion attempts. The plans are:
  • Directors and Officers Liabilities
  • Crime Insurance
  • Forefront Portfolio
  • Mutual Fund Protection
  • Venture Capital
  • Employment Liability
  • Educator’s Professional Liability Insurance
  • Kidnap/Ransom and Extortion Insurance
Property & Misc. Insurance
The risk of fire and other perils can bog you down but with adequate coverage, you can defeat these too.
  • Business Suraksha
  • Burglary
  • Consequential Loss-Fire
  • Contractors Plant & Machinery
  • Contractors All Risk
  • Electronic Equipment
  • Erection All Risk
  • Fidelity Guarantee
  • Fire & Special Perils
  • Industrial All Risk
  • Machinery Breakdown
  • Neon Sign
  • Plate Glass Insurance
  • Portable Electronic Equipment Insurance
  • Marine Insurance
Casualty Insurance
As a business establishment and an employer, you may have to confront a range of liabilities, risks and exposures. Following plans can help you meet such contingencies individually.
  • Commercial General Liability
  • Public Liability
  • Information & Network Technology Errors & Omission
  • Product Liability
  • Workmen’s Compensation
Group Insurance
The biggest asset of an organization is its employees. Giving adequate protection will not only keep them tension free, but also motivate them to work for the organization. These plans can help protect you employees and their families from a wide range of contingencies.
  • Group Travel Insurance
  • Group Medical Insurance
  • Group Personal Accident Insurance
Rural Insurance
Rural requirements are very different from the urban ones. Hence, the following plans by HDFC Ergo to cover the specific necessities of the rural population.
  • Gramin Suraksha Bima
  • Parivar Suraksha Bima
  • Cattle Insurance
  • Rainfall Index Insurance
Contact Address
HDFC Ergo General Insurance Co. Ltd,
6th Floor, Leela Business Park,
Andheri Kurla Road,
Andheri (East),
Mumbai - 400 059
Phone: 022-66383600
Website: www.hdfcergo.com

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