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Apollo Munich Health Insurance

Apollo Munich Health Insurance Company is an individual insurance provider that believes in "uncomplicating health". The company was established in 2006 and is headquartered in Gurgaon. This leading insurance company is a joint venture between Apollo Hospital Group-one of India's leading health care provider-and Munich Health-a German health care company. While Apollo holds 74 % stake in this venture, Munich Group holds the remaining 26%.
Apollo Munich is a complete health insurer that concentrates only on health insurance plans. This ISO 9001:2008 certified company has launched a wide range of health insurance plans that are designed to cater to the medical expenses and various health requirements of the policyholders. The extensive coverage of the plans entails consultation fees, pharmacy bills, health check-ups and even more. The health insurance policies at Apollo Munich are unique for different reasons. It provides great customer service, 100% lifelong renewal, cashless access to the best 10,000 doctors and 4500 hospitals in over 800 cities, tax deduction under section 80-D etc. The company boasts of providing fastest claim settlement in the industry.

Health Plan For Individuals & Families

Easy Health Standard
This policy by Apollo Munich helps you deal with curable maladies which come with huge expenses. It covers the medical expenses from Rs.200000 to Rs.500000. The benefits of the policy are:
  • It provides complete coverage for pre and post hospitalization, organ donor’s expenses and emergency ambulance. 
  • Provide comprehensive coverage for specific 140 days procedure.
  • In addition to all these benefits, it offers 10% collective bonus for all claim-free years, accumulating up to 50%.
Easy Health Exclusive
This plan covers hospitalization expenses of individuals and insured family members. This plan helps you meet the maternity expenses along with providing coverage for the newborn. It covers medical expense from Rs.300000-Rs.750000. The benefits offered are:
  • Complete coverage for pre and post hospitalization, organ donor’s expenses, emergency ambulance, maternity expenses, critical illness and even new born baby.
  • The plan offeres10 % cumulative bonus for all claim-free years (up to 50%).
Easy Health Premium
This plan covers medical expenses from 4-10 lakh INR. This gives coverage for spectacles, contact lenses etc. This plan benefits you in many ways. It provides:
  • A comprehensive coverage for pre & post-hospitalization, organ donor, maternity expenses, new born baby, critical illnesses, outpatient dental treatment, emergency ambulance etc. and also entails an e-opinion for critical illness.
  • 10% collective bonus for all claim-free years (up to 50%).
  • Cover for spectacles, contact lenses, hearing aid etc.
Apollo Munich is not just a health insurer. It is you friend and advisor too. The organization cares for your near and dear ones. The benefits offered are:
  • The plan covers pharmacy bills, cost of diagnostic tests taken by you or any other covered member of your family and general health check-ups.
  • It covers pre-existing illnesses under OPD benefits.
More Plans For Individuals

Insure Health
This company also offers extensive coverage for all types of treatment-Ayurveda, Allopathy, Unani and Sidha. Benefits are:
  • It covers all hospitalization expenses in affordable premiums.
  • It offers loyalty discount of 5% on the renewal premium of the policy at the time of renewal.
Individual Personal Accident Plan
The term accident itself explains its unpredictability. And though insurance cannot stop fate from playing its role, it can definitely lessen the pinch. Apollo Munich's accident policy offers:
  • Affordable covers for injuries sustained anywhere in the world.
  • Lump sum payments for incidences like death due to an accident.
  • 50% of insured sum (in case of death) per dependent child up to a maximum of two dependent children for pursuing an educational course, and weekly allowance in case of Temporary Total Disablement.
  • Reimbursement of medical expenses.
More Health Plans For Family
Optima Cash - This plan pays closer attention to your family requirements and offers the following benefits:
  • Upto 25% discount for online customers with an option to choose policy period of 1 or 2 years.
  • Double daily cash benefit for ICU and joint hospitalization
  • Optima Cash also provides lump sum cash in case of hospitalization beyond 7 days and what’s more, there is no need to produce medical bills for claim
Travel Plans
Travel plans protect you from unexpected hassles like illness, theft, accidents and other unexpected accidents that threaten to mar your travel with distaste. The benefits offered under these plans include emergency cash, family transportation, transport of imported medicines, doctor referrals, etc.
  • Easy Travel Individual
  • Easy Travel Family
  • Easy travel Senior Citizen
  • Easy Travel – Annual Multi Trip Plan
Contact Address
10th Floor, Building No. 10,
Tower-B, DLF Cyber City, DLF Phase-II,
Website: www.apollomunichinsurance.com

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