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What are the different ways to buy general Insurance?

Through an agent, broker or any other such intermediary.
» Anyone using the title broker is usually independent and generally aims to find you the best deal on the market.
» Other intermediaries might just quote the best deal from a fairly small panel of insurance companies or represent a single insurance company.
» You can approach the insurance company directly. If you approach the company directly, the chances of getting a better rate are very high.


What are the different ways to buy general Insurance?
What is the difference between an Agent and a Broker?
What should I look for in an agent?
Is it necessary to buy insurance through an agent?
What services does a broker provide?
What factors affect the cost of Insurance?
What is Underwriting?
What is Reinsurance?
Who do you file your claim with?
What are the things to be taken care of while filing a claim?
What happens after a claim has been filed?
What impact does a deductible have while settling a claim?
Who keeps an eye on the Insurance companies?
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